YEARLY HIGH
3.2648 AMD
YEARLY LOW
2.8518 AMD
YEARLY AVERAGE
2.9875 AMD

2020 PKR to AMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PKR to AMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 3.2648. Conversely, the yearly low was recorded on August 8, dropping to 2.8518.

This high-to-low spread represents a total annual volatility of 0.4130 AMD. From a start-to-finish perspective, comparing the January average rate of 3.0949 to the December average rate of 3.0380, the exchange rate registered a net change of -1.84% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.2648 was down 7.64% compared to the 2019 peak of 3.5350, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 1,632,392 AMD
2019 Average 1,604,817 AMD
Yearly Trough Low 1,425,877 AMD
Transaction Impact: A difference of 206,515.34 AMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.1225
2.8418
JanuMarcMayJulySeptNove

PKR to AMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.0308, compared to 2.9441 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0867 points.

H1 Avg (Jan–Jun) 3.0308
H2 Avg (Jul–Dec) 2.9441

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.2672 AMD (High: 3.2648 / Low: 2.9975). On the other end, February was the most stable month, with a tight range of 0.0080 AMD (High: 3.1027 / Low: 3.0948).

December Spread (Volatile) ±0.2672
February Spread (Stable) ±0.0080

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1058 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1058

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 3.0380) against the same month in 2019 (average: 3.0871), the exchange rate shifted by -0.0491 (-1.59%).

2020 Avg (December) 3.0380
2019 Avg (December) 3.0871

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.1045 3.0884 3.0949
February 3.1027 3.0948 3.0991
March 3.1274 2.9973 3.0830
April 3.0274 2.8972 2.9772
May 3.0472 2.9706 3.0176
June 2.9651 2.8642 2.9134
July 2.8990 2.8645 2.8802
August 2.9103 2.8518 2.8652
September 2.9122 2.8926 2.9010
October 3.0017 2.9177 2.9578
November 3.0453 2.9917 3.0225
December 3.2648 2.9975 3.0380