2020 PKR to BOB Historical Review

YEARLY HIGH

0.0448 BOB

YEARLY LOW

0.0408 BOB

YEARLY AVERAGE

0.0427 BOB

2020 PKR to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PKR to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 0.0448. Conversely, the yearly low was recorded on August 22, dropping to 0.0408.

This high-to-low spread represents a total annual volatility of 0.0040 BOB. From a start-to-finish perspective, comparing the January average rate of 0.0447 to the December average rate of 0.0430, the exchange rate registered a net change of -3.76% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0448 was down 10.16% compared to the 2019 peak of 0.0499, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 22,423 BOB

2019 Average 23,074 BOB

Yearly Trough Low 20,418 BOB

Transaction Impact: A difference of 2,005.30 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0452

0.0407

JanuMarcMayJulySeptNove

PKR to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0433, compared to 0.0421 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0433

H2 Avg (Jul–Dec) 0.0421

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0033 BOB (High: 0.0448 / Low: 0.0415). On the other end, February was the most stable month, with a tight range of 0.0001 BOB (High: 0.0448 / Low: 0.0447).

March Spread (Volatile) ±0.0033

February Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0016 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.0448) against the same month in 2019 (average: 0.0496), the exchange rate shifted by -0.0048 (-9.72%).

2020 Avg (February) 0.0448

2019 Avg (February) 0.0496

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0448	0.0446	0.0447
February	0.0448	0.0447	0.0448
March	0.0448	0.0415	0.0435
April	0.0431	0.0411	0.0419
May	0.0435	0.0424	0.0430
June	0.0423	0.0411	0.0417
July	0.0416	0.0411	0.0413
August	0.0416	0.0408	0.0411
September	0.0417	0.0415	0.0416
October	0.0430	0.0418	0.0424
November	0.0437	0.0428	0.0433
December	0.0433	0.0428	0.0430