YEARLY HIGH
3.8801 CRC
YEARLY LOW
3.4008 CRC
YEARLY AVERAGE
3.6136 CRC

2020 PKR to CRC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PKR to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on November 13, valuing the pair at 3.8801. Conversely, the yearly low was recorded on April 16, dropping to 3.4008.

This high-to-low spread represents a total annual volatility of 0.4794 CRC. From a start-to-finish perspective, comparing the January average rate of 3.6731 to the December average rate of 3.7767, the exchange rate registered a net change of 2.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.8801 was down 12.23% compared to the 2019 peak of 4.4209, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 1,940,064 CRC
2019 Average 1,962,145 CRC
Yearly Trough Low 1,700,376 CRC
Transaction Impact: A difference of 239,688.00 CRC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.8563
3.4287
JanuMarcMayJulySeptNove

PKR to CRC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.5757, compared to 3.6515 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0757 points.

H1 Avg (Jan–Jun) 3.5757
H2 Avg (Jul–Dec) 3.6515

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2252 CRC (High: 3.7156 / Low: 3.4904). On the other end, February was the most stable month, with a tight range of 0.0535 CRC (High: 3.7129 / Low: 3.6594).

March Spread (Volatile) ±0.2252
February Spread (Stable) ±0.0535

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1390 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.1390

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 3.8206) against the same month in 2019 (average: 3.7179), the exchange rate shifted by +0.1028 (+2.76%).

2020 Avg (November) 3.8206
2019 Avg (November) 3.7179

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.7022 3.6398 3.6731
February 3.7129 3.6594 3.6868
March 3.7156 3.4904 3.6033
April 3.5469 3.4008 3.4643
May 3.5798 3.4961 3.5465
June 3.5391 3.4457 3.4804
July 3.5098 3.4558 3.4811
August 3.5935 3.4835 3.5252
September 3.6443 3.5789 3.5990
October 3.7787 3.6534 3.7060
November 3.8801 3.7470 3.8206
December 3.8103 3.7483 3.7767