2020 PKR to GEL Historical Review

YEARLY HIGH

0.0216 GEL

YEARLY LOW

0.0175 GEL

YEARLY AVERAGE

0.0192 GEL

2020 PKR to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PKR to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on March 25, valuing the pair at 0.0216. Conversely, the yearly low was recorded on March 11, dropping to 0.0175.

This high-to-low spread represents a total annual volatility of 0.0041 GEL. From a start-to-finish perspective, comparing the January average rate of 0.0186 to the December average rate of 0.0206, the exchange rate registered a net change of 10.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0216 was up 11.58% compared to the 2019 peak of 0.0194, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 10,821 GEL

2019 Average 9,385 GEL

Yearly Trough Low 8,755 GEL

Transaction Impact: A difference of 2,065.84 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0211

0.0181

JanuMarcMayJulySeptNove

PKR to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0190, compared to 0.0195 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0190

H2 Avg (Jul–Dec) 0.0195

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0041 GEL (High: 0.0216 / Low: 0.0175). On the other end, July was the most stable month, with a tight range of 0.0003 GEL (High: 0.0186 / Low: 0.0182).

March Spread (Volatile) ±0.0041

July Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0015 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0190) against the same month in 2019 (average: 0.0192), the exchange rate shifted by -0.0001 (-0.77%).

2020 Avg (March) 0.0190

2019 Avg (March) 0.0192

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0187	0.0184	0.0186
February	0.0187	0.0180	0.0184
March	0.0216	0.0175	0.0190
April	0.0200	0.0189	0.0193
May	0.0203	0.0196	0.0200
June	0.0194	0.0180	0.0184
July	0.0186	0.0182	0.0184
August	0.0187	0.0183	0.0184
September	0.0202	0.0185	0.0191
October	0.0202	0.0195	0.0198
November	0.0214	0.0202	0.0208
December	0.0208	0.0204	0.0206