2021 PKR to HNL Historical Review

YEARLY HIGH

0.1586 HNL

YEARLY LOW

0.1360 HNL

YEARLY AVERAGE

0.1483 HNL

2021 PKR to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PKR to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on May 14, valuing the pair at 0.1586. Conversely, the yearly low was recorded on December 16, dropping to 0.1360.

This high-to-low spread represents a total annual volatility of 0.0226 HNL. From a start-to-finish perspective, comparing the January average rate of 0.1510 to the December average rate of 0.1368, the exchange rate registered a net change of -9.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1586 was down 2.92% compared to the 2020 peak of 0.1634, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 79,310 HNL

2020 Average 76,482 HNL

Yearly Trough Low 67,996 HNL

Transaction Impact: A difference of 11,314.77 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1593

0.1347

JanuMarcMayJulySeptNove

PKR to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1544, compared to 0.1422 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0122 points.

H1 Avg (Jan–Jun) 0.1544

H2 Avg (Jul–Dec) 0.1422

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0060 HNL (High: 0.1519 / Low: 0.1459). On the other end, April was the most stable month, with a tight range of 0.0020 HNL (High: 0.1581 / Low: 0.1560).

July Spread (Volatile) ±0.0060

April Spread (Stable) ±0.0020

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0049 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0049

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 0.1572) against the same month in 2020 (average: 0.1557), the exchange rate shifted by +0.0015 (+0.95%).

2021 Avg (May) 0.1572

2020 Avg (May) 0.1557

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1551	0.1501	0.1510
February	0.1532	0.1511	0.1521
March	0.1580	0.1533	0.1551
April	0.1581	0.1560	0.1573
May	0.1586	0.1552	0.1572
June	0.1560	0.1514	0.1538
July	0.1519	0.1459	0.1492
August	0.1467	0.1429	0.1444
September	0.1441	0.1414	0.1430
October	0.1420	0.1379	0.1405
November	0.1424	0.1369	0.1394
December	0.1392	0.1360	0.1368