YEARLY HIGH
396.3637 IRR
YEARLY LOW
249.3128 IRR
YEARLY AVERAGE
260.8235 IRR

2020 PKR to IRR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PKR to IRR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 7, valuing the pair at 396.3637. Conversely, the yearly low was recorded on August 8, dropping to 249.3128.

This high-to-low spread represents a total annual volatility of 147.0509 IRR. From a start-to-finish perspective, comparing the January average rate of 272.1251 to the December average rate of 262.6994, the exchange rate registered a net change of -3.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 396.3637 was up 29.17% compared to the 2019 peak of 306.8620, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 198,181,874 IRR
2019 Average 140,754,366 IRR
Yearly Trough Low 124,656,410 IRR
Transaction Impact: A difference of 73,525,463.79 IRR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

274.9760
248.2598
JanuMarcMayJulySeptNove

PKR to IRR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 263.9598, compared to 257.6872 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 6.2726 points.

H1 Avg (Jan–Jun) 263.9598
H2 Avg (Jul–Dec) 257.6872

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 145.9389 IRR (High: 396.3637 / Low: 250.4249). On the other end, February was the most stable month, with a tight range of 0.7585 IRR (High: 273.0604 / Low: 272.3018).

July Spread (Volatile) ±145.9389
February Spread (Stable) ±0.7585

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 10.2859 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -10.2859

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 256.4799) against the same month in 2019 (average: 264.2170), the exchange rate shifted by -7.7371 (-2.93%).

2020 Avg (July) 256.4799
2019 Avg (July) 264.2170

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 272.8440 270.4933 272.1251
February 273.0604 272.3018 272.7497
March 273.1422 253.1391 266.1299
April 263.2226 251.2107 255.8440
May 265.6467 258.5913 262.6216
June 258.2570 250.6687 254.2885
July 396.3637 250.4249 256.4799
August 254.4343 249.3128 250.4861
September 254.5997 252.8829 253.6169
October 262.4182 255.0788 258.5796
November 266.4557 261.5463 264.2613
December 263.8419 262.0589 262.6994