2020 PKR to JMD Historical Review

YEARLY HIGH

0.9356 JMD

YEARLY LOW

0.8036 JMD

YEARLY AVERAGE

0.8776 JMD

2020 PKR to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PKR to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 13, valuing the pair at 0.9356. Conversely, the yearly low was recorded on April 5, dropping to 0.8036.

This high-to-low spread represents a total annual volatility of 0.1319 JMD. From a start-to-finish perspective, comparing the January average rate of 0.8697 to the December average rate of 0.8968, the exchange rate registered a net change of 3.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.9356 was down 5.07% compared to the 2019 peak of 0.9855, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 467,789 JMD

2019 Average 445,464 JMD

Yearly Trough Low 401,817 JMD

Transaction Impact: A difference of 65,972.44 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.9309

0.8274

JanuMarcMayJulySeptNove

PKR to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8693, compared to 0.8859 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0166 points.

H1 Avg (Jan–Jun) 0.8693

H2 Avg (Jul–Dec) 0.8859

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0790 JMD (High: 0.8827 / Low: 0.8036). On the other end, August was the most stable month, with a tight range of 0.0214 JMD (High: 0.8994 / Low: 0.8779).

April Spread (Volatile) ±0.0790

August Spread (Stable) ±0.0214

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0515 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0515

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.9223) against the same month in 2019 (average: 0.9013), the exchange rate shifted by +0.0210 (+2.33%).

2020 Avg (November) 0.9223

2019 Avg (November) 0.9013

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9034	0.8457	0.8697
February	0.9168	0.8891	0.9058
March	0.8891	0.8145	0.8543
April	0.8827	0.8036	0.8361
May	0.9162	0.8772	0.8998
June	0.8763	0.8309	0.8501
July	0.8832	0.8278	0.8561
August	0.8994	0.8779	0.8867
September	0.8964	0.8517	0.8665
October	0.9102	0.8570	0.8872
November	0.9356	0.9062	0.9223
December	0.9175	0.8849	0.8968