2020 PKR to KES Historical Review

YEARLY HIGH

0.6968 KES

YEARLY LOW

0.6301 KES

YEARLY AVERAGE

0.6582 KES

2020 PKR to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PKR to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 0.6968. Conversely, the yearly low was recorded on March 29, dropping to 0.6301.

This high-to-low spread represents a total annual volatility of 0.0667 KES. From a start-to-finish perspective, comparing the January average rate of 0.6533 to the December average rate of 0.6894, the exchange rate registered a net change of 5.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.6968 was down 5.20% compared to the 2019 peak of 0.7350, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 348,397 KES

2019 Average 340,368 KES

Yearly Trough Low 315,070 KES

Transaction Impact: A difference of 33,326.37 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.6942

0.6371

JanuMarcMayJulySeptNove

PKR to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6528, compared to 0.6635 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0107 points.

H1 Avg (Jan–Jun) 0.6528

H2 Avg (Jul–Dec) 0.6635

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0435 KES (High: 0.6737 / Low: 0.6301). On the other end, September was the most stable month, with a tight range of 0.0043 KES (High: 0.6550 / Low: 0.6507).

March Spread (Volatile) ±0.0435

September Spread (Stable) ±0.0043

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0229 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0229

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.6894) against the same month in 2019 (average: 0.6547), the exchange rate shifted by +0.0347 (+5.30%).

2020 Avg (December) 0.6894

2019 Avg (December) 0.6547

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6568	0.6497	0.6533
February	0.6560	0.6497	0.6531
March	0.6737	0.6301	0.6557
April	0.6708	0.6320	0.6469
May	0.6725	0.6559	0.6654
June	0.6551	0.6336	0.6425
July	0.6477	0.6340	0.6418
August	0.6539	0.6394	0.6433
September	0.6550	0.6507	0.6532
October	0.6774	0.6569	0.6673
November	0.6908	0.6776	0.6861
December	0.6968	0.6770	0.6894