YEARLY HIGH
1.2863 LRD
YEARLY LOW
0.9705 LRD
YEARLY AVERAGE
1.1851 LRD

2020 PKR to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PKR to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 27, valuing the pair at 1.2863. Conversely, the yearly low was recorded on November 21, dropping to 0.9705.

This high-to-low spread represents a total annual volatility of 0.3159 LRD. From a start-to-finish perspective, comparing the January average rate of 1.2374 to the December average rate of 1.0062, the exchange rate registered a net change of -18.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.2863 was down 5.80% compared to the 2019 peak of 1.3655, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 643,170 LRD
2019 Average 618,914 LRD
Yearly Trough Low 485,225 LRD
Transaction Impact: A difference of 157,944.66 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.2999
0.9795
JanuMarcMayJulySeptNove

PKR to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2339, compared to 1.1363 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0976 points.

H1 Avg (Jan–Jun) 1.2339
H2 Avg (Jul–Dec) 1.1363

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.1701 LRD (High: 1.1405 / Low: 0.9705). On the other end, September was the most stable month, with a tight range of 0.0102 LRD (High: 1.2051 / Low: 1.1949).

November Spread (Volatile) ±0.1701
September Spread (Stable) ±0.0102

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1504 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.1504

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 1.2732) against the same month in 2019 (average: 1.1559), the exchange rate shifted by +0.1173 (+10.14%).

2020 Avg (February) 1.2732
2019 Avg (February) 1.1559

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.2636 1.2052 1.2374
February 1.2863 1.2623 1.2732
March 1.2822 1.1907 1.2495
April 1.2378 1.1813 1.2036
May 1.2516 1.2197 1.2374
June 1.2184 1.1850 1.2021
July 1.1996 1.1854 1.1919
August 1.2043 1.1802 1.1857
September 1.2051 1.1949 1.1993
October 1.2120 1.1405 1.1926
November 1.1405 0.9705 1.0422
December 1.0254 0.9856 1.0062