2020 PKR to MAD Historical Review

YEARLY HIGH

0.0632 MAD

YEARLY LOW

0.0544 MAD

YEARLY AVERAGE

0.0587 MAD

2020 PKR to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PKR to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 19, valuing the pair at 0.0632. Conversely, the yearly low was recorded on August 19, dropping to 0.0544.

This high-to-low spread represents a total annual volatility of 0.0088 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0621 to the December average rate of 0.0560, the exchange rate registered a net change of -9.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0632 was down 8.63% compared to the 2019 peak of 0.0691, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 31,580 MAD

2019 Average 32,103 MAD

Yearly Trough Low 27,198 MAD

Transaction Impact: A difference of 4,381.22 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0635

0.0542

JanuMarcMayJulySeptNove

PKR to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0612, compared to 0.0562 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0050 points.

H1 Avg (Jan–Jun) 0.0612

H2 Avg (Jul–Dec) 0.0562

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0026 MAD (High: 0.0580 / Low: 0.0555). On the other end, January was the most stable month, with a tight range of 0.0007 MAD (High: 0.0625 / Low: 0.0618).

December Spread (Volatile) ±0.0026

January Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0030 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.0627) against the same month in 2019 (average: 0.0685), the exchange rate shifted by -0.0058 (-8.47%).

2020 Avg (February) 0.0627

2019 Avg (February) 0.0685

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0625	0.0618	0.0621
February	0.0632	0.0621	0.0627
March	0.0622	0.0598	0.0612
April	0.0625	0.0611	0.0616
May	0.0623	0.0601	0.0614
June	0.0600	0.0575	0.0585
July	0.0581	0.0556	0.0571
August	0.0560	0.0544	0.0549
September	0.0561	0.0551	0.0556
October	0.0575	0.0560	0.0565
November	0.0578	0.0566	0.0573
December	0.0580	0.0555	0.0560