2020 PKR to MZN Historical Review

YEARLY HIGH

0.4692 MZN

YEARLY LOW

0.3950 MZN

YEARLY AVERAGE

0.4290 MZN

2020 PKR to MZN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PKR to MZN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.4692. Conversely, the yearly low was recorded on January 1, dropping to 0.3950.

This high-to-low spread represents a total annual volatility of 0.0742 MZN. From a start-to-finish perspective, comparing the January average rate of 0.4043 to the December average rate of 0.4647, the exchange rate registered a net change of 14.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4692 was down 0.35% compared to the 2019 peak of 0.4709, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 234,615 MZN

2019 Average 208,932 MZN

Yearly Trough Low 197,510 MZN

Transaction Impact: A difference of 37,105.24 MZN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4708

0.3982

JanuMarcMayJulySeptNove

PKR to MZN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4160, compared to 0.4419 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0259 points.

H1 Avg (Jan–Jun) 0.4160

H2 Avg (Jul–Dec) 0.4419

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0246 MZN (High: 0.4258 / Low: 0.4011). On the other end, September was the most stable month, with a tight range of 0.0046 MZN (High: 0.4361 / Low: 0.4315).

March Spread (Volatile) ±0.0246

September Spread (Stable) ±0.0046

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0086 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0086

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.4647) against the same month in 2019 (average: 0.4074), the exchange rate shifted by +0.0573 (+14.07%).

2020 Avg (December) 0.4647

2019 Avg (December) 0.4074

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4128	0.3950	0.4043
February	0.4232	0.4115	0.4174
March	0.4258	0.4011	0.4172
April	0.4226	0.3996	0.4086
May	0.4313	0.4233	0.4273
June	0.4258	0.4170	0.4213
July	0.4250	0.4177	0.4212
August	0.4326	0.4198	0.4235
September	0.4361	0.4315	0.4332
October	0.4556	0.4383	0.4466
November	0.4689	0.4559	0.4625
December	0.4692	0.4605	0.4647