2020 PKR to NAD Historical Review

YEARLY HIGH

0.1193 NAD

YEARLY LOW

0.0904 NAD

YEARLY AVERAGE

0.1018 NAD

2020 PKR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PKR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 0.1193. Conversely, the yearly low was recorded on January 4, dropping to 0.0904.

This high-to-low spread represents a total annual volatility of 0.0289 NAD. From a start-to-finish perspective, comparing the January average rate of 0.0928 to the December average rate of 0.0928, the exchange rate registered a net change of 0.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1193 was down 52.05% compared to the 2019 peak of 0.2489, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 59,671 NAD

2019 Average 48,389 NAD

Yearly Trough Low 45,223 NAD

Transaction Impact: A difference of 14,448.56 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1154

0.0907

JanuMarcMayJulySeptNove

PKR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1040, compared to 0.0995 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0045 points.

H1 Avg (Jan–Jun) 0.1040

H2 Avg (Jul–Dec) 0.0995

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0118 NAD (High: 0.1193 / Low: 0.1076). On the other end, February was the most stable month, with a tight range of 0.0041 NAD (High: 0.0998 / Low: 0.0957).

April Spread (Volatile) ±0.0118

February Spread (Stable) ±0.0041

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0100 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0100

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.1128) against the same month in 2019 (average: 0.1001), the exchange rate shifted by +0.0127 (+12.66%).

2020 Avg (April) 0.1128

2019 Avg (April) 0.1001

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0957	0.0904	0.0928
February	0.0998	0.0957	0.0970
March	0.1111	0.0994	0.1050
April	0.1193	0.1076	0.1128
May	0.1180	0.1080	0.1134
June	0.1072	0.1009	0.1034
July	0.1023	0.0980	0.1001
August	0.1050	0.0988	0.1032
September	0.1049	0.0976	0.1012
October	0.1105	0.1003	0.1021
November	0.1017	0.0954	0.0976
December	0.0962	0.0907	0.0928