2020 PKR to NPR Historical Review

YEARLY HIGH

0.7674 NPR

YEARLY LOW

0.7007 NPR

YEARLY AVERAGE

0.7327 NPR

2020 PKR to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PKR to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 24, valuing the pair at 0.7674. Conversely, the yearly low was recorded on August 30, dropping to 0.7007.

This high-to-low spread represents a total annual volatility of 0.0667 NPR. From a start-to-finish perspective, comparing the January average rate of 0.7366 to the December average rate of 0.7350, the exchange rate registered a net change of -0.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.7674 was down 6.92% compared to the 2019 peak of 0.8245, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 383,684 NPR

2019 Average 375,826 NPR

Yearly Trough Low 350,336 NPR

Transaction Impact: A difference of 33,347.41 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.7590

0.7028

JanuMarcMayJulySeptNove

PKR to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7424, compared to 0.7229 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0196 points.

H1 Avg (Jan–Jun) 0.7424

H2 Avg (Jul–Dec) 0.7229

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0408 NPR (High: 0.7674 / Low: 0.7266). On the other end, December was the most stable month, with a tight range of 0.0089 NPR (High: 0.7387 / Low: 0.7298).

March Spread (Volatile) ±0.0408

December Spread (Stable) ±0.0089

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0226 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0226

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.7512) against the same month in 2019 (average: 0.7953), the exchange rate shifted by -0.0441 (-5.54%).

2020 Avg (March) 0.7512

2019 Avg (March) 0.7953

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7419	0.7304	0.7366
February	0.7487	0.7365	0.7406
March	0.7674	0.7266	0.7512
April	0.7629	0.7228	0.7402
May	0.7631	0.7424	0.7543
June	0.7408	0.7186	0.7317
July	0.7232	0.7101	0.7170
August	0.7172	0.7007	0.7097
September	0.7124	0.7028	0.7074
October	0.7433	0.7117	0.7226
November	0.7545	0.7363	0.7456
December	0.7387	0.7298	0.7350