2020 PKR to PHP Historical Review

YEARLY HIGH

0.3311 PHP

YEARLY LOW

0.2876 PHP

YEARLY AVERAGE

0.3069 PHP

2020 PKR to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PKR to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 0.3311. Conversely, the yearly low was recorded on August 24, dropping to 0.2876.

This high-to-low spread represents a total annual volatility of 0.0435 PHP. From a start-to-finish perspective, comparing the January average rate of 0.3285 to the December average rate of 0.3000, the exchange rate registered a net change of -8.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3311 was down 13.35% compared to the 2019 peak of 0.3821, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 165,561 PHP

2019 Average 172,915 PHP

Yearly Trough Low 143,816 PHP

Transaction Impact: A difference of 21,745.33 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3330

0.2863

JanuMarcMayJulySeptNove

PKR to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3174, compared to 0.2964 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0210 points.

H1 Avg (Jan–Jun) 0.3174

H2 Avg (Jul–Dec) 0.2964

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0241 PHP (High: 0.3297 / Low: 0.3056). On the other end, December was the most stable month, with a tight range of 0.0024 PHP (High: 0.3014 / Low: 0.2990).

March Spread (Volatile) ±0.0241

December Spread (Stable) ±0.0024

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0139 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0139

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.3291) against the same month in 2019 (average: 0.3746), the exchange rate shifted by -0.0455 (-12.15%).

2020 Avg (February) 0.3291

2019 Avg (February) 0.3746

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3303	0.3253	0.3285
February	0.3311	0.3270	0.3291
March	0.3297	0.3056	0.3217
April	0.3166	0.3016	0.3078
May	0.3195	0.3095	0.3151
June	0.3088	0.2966	0.3022
July	0.2978	0.2933	0.2955
August	0.2939	0.2876	0.2902
September	0.2940	0.2909	0.2922
October	0.3019	0.2936	0.2979
November	0.3062	0.3000	0.3028
December	0.3014	0.2990	0.3000