2020 PKR to SGD Historical Review

YEARLY HIGH

0.0092 SGD

YEARLY LOW

0.0081 SGD

YEARLY AVERAGE

0.0085 SGD

2020 PKR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PKR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.0092. Conversely, the yearly low was recorded on August 26, dropping to 0.0081.

This high-to-low spread represents a total annual volatility of 0.0011 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0087 to the December average rate of 0.0083, the exchange rate registered a net change of -4.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0092 was down 5.97% compared to the 2019 peak of 0.0098, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 4,614 SGD

2019 Average 4,553 SGD

Yearly Trough Low 4,049 SGD

Transaction Impact: A difference of 565.55 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0091

0.0081

JanuMarcMayJulySeptNove

PKR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0088, compared to 0.0083 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0088

H2 Avg (Jul–Dec) 0.0083

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0007 SGD (High: 0.0092 / Low: 0.0085). On the other end, December was the most stable month, with a tight range of 0.0001 SGD (High: 0.0084 / Low: 0.0082).

March Spread (Volatile) ±0.0007

December Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0004 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0089) against the same month in 2019 (average: 0.0097), the exchange rate shifted by -0.0007 (-7.61%).

2020 Avg (March) 0.0089

2019 Avg (March) 0.0097

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0088	0.0086	0.0087
February	0.0091	0.0088	0.0090
March	0.0092	0.0085	0.0089
April	0.0089	0.0085	0.0087
May	0.0089	0.0087	0.0088
June	0.0086	0.0083	0.0084
July	0.0084	0.0082	0.0083
August	0.0082	0.0081	0.0081
September	0.0083	0.0082	0.0082
October	0.0085	0.0083	0.0084
November	0.0085	0.0083	0.0085
December	0.0084	0.0082	0.0083