YEARLY HIGH
0.7168 XPF
YEARLY LOW
0.5943 XPF
YEARLY AVERAGE
0.6476 XPF

2020 PKR to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PKR to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 20, valuing the pair at 0.7168. Conversely, the yearly low was recorded on August 18, dropping to 0.5943.

This high-to-low spread represents a total annual volatility of 0.1225 XPF. From a start-to-finish perspective, comparing the January average rate of 0.6946 to the December average rate of 0.6116, the exchange rate registered a net change of -11.94% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.7168 was down 6.04% compared to the 2019 peak of 0.7629, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 358,411 XPF
2019 Average 355,684 XPF
Yearly Trough Low 297,138 XPF
Transaction Impact: A difference of 61,272.73 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.7189
0.5893
JanuMarcMayJulySeptNove

PKR to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6787, compared to 0.6166 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0621 points.

H1 Avg (Jan–Jun) 0.6787
H2 Avg (Jul–Dec) 0.6166

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0541 XPF (High: 0.7047 / Low: 0.6506). On the other end, August was the most stable month, with a tight range of 0.0132 XPF (High: 0.6075 / Low: 0.5943).

March Spread (Volatile) ±0.0541
August Spread (Stable) ±0.0132

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0406 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0406

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.7081) against the same month in 2019 (average: 0.7546), the exchange rate shifted by -0.0465 (-6.17%).

2020 Avg (February) 0.7081
2019 Avg (February) 0.7546

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.7016 0.6833 0.6946
February 0.7168 0.6964 0.7081
March 0.7047 0.6506 0.6810
April 0.6924 0.6517 0.6673
May 0.6943 0.6593 0.6809
June 0.6579 0.6310 0.6403
July 0.6357 0.6014 0.6229
August 0.6075 0.5943 0.6001
September 0.6194 0.6052 0.6099
October 0.6370 0.6148 0.6228
November 0.6401 0.6254 0.6322
December 0.6195 0.6046 0.6116