YEARLY HIGH
0.1195 ZAR
YEARLY LOW
0.0900 ZAR
YEARLY AVERAGE
0.1017 ZAR

2020 PKR to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PKR to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 0.1195. Conversely, the yearly low was recorded on January 1, dropping to 0.0900.

This high-to-low spread represents a total annual volatility of 0.0295 ZAR. From a start-to-finish perspective, comparing the January average rate of 0.0931 to the December average rate of 0.0928, the exchange rate registered a net change of -0.35% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1195 was up 14.27% compared to the 2019 peak of 0.1046, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 59,736 ZAR
2019 Average 48,196 ZAR
Yearly Trough Low 45,000 ZAR
Transaction Impact: A difference of 14,735.86 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1153
0.0907
JanuMarcMayJulySeptNove

PKR to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1043, compared to 0.0991 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0052 points.

H1 Avg (Jan–Jun) 0.1043
H2 Avg (Jul–Dec) 0.0991

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0136 ZAR (High: 0.1126 / Low: 0.0989). On the other end, October was the most stable month, with a tight range of 0.0022 ZAR (High: 0.1021 / Low: 0.1000).

March Spread (Volatile) ±0.0136
October Spread (Stable) ±0.0022

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0099 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0099

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.1132) against the same month in 2019 (average: 0.0999), the exchange rate shifted by +0.0133 (+13.27%).

2020 Avg (April) 0.1132
2019 Avg (April) 0.0999

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0972 0.0900 0.0931
February 0.1016 0.0956 0.0975
March 0.1126 0.0989 0.1054
April 0.1195 0.1077 0.1132
May 0.1184 0.1079 0.1133
June 0.1066 0.1005 0.1034
July 0.1028 0.0976 0.1003
August 0.1050 0.0990 0.1024
September 0.1034 0.0972 0.1007
October 0.1021 0.1000 0.1009
November 0.1014 0.0950 0.0974
December 0.0955 0.0908 0.0928