YEARLY HIGH
21.2959 AFN
YEARLY LOW
17.6939 AFN
YEARLY AVERAGE
19.7512 AFN

2020 PLN to AFN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to AFN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 21.2959. Conversely, the yearly low was recorded on March 19, dropping to 17.6939.

This high-to-low spread represents a total annual volatility of 3.6019 AFN. From a start-to-finish perspective, comparing the January average rate of 20.1816 to the December average rate of 20.9553, the exchange rate registered a net change of 3.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 21.2959 was down 2.45% compared to the 2019 peak of 21.8303, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 425,917 AFN
2019 Average 405,932 AFN
Yearly Trough Low 353,879 AFN
Transaction Impact: A difference of 72,038.11 AFN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

21.2298
17.9349
JanuMarcMayJulySeptNove

PLN to AFN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 19.1733, compared to 20.3291 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.1558 points.

H1 Avg (Jan–Jun) 19.1733
H2 Avg (Jul–Dec) 20.3291

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.3999 AFN (High: 20.0939 / Low: 17.6939). On the other end, June was the most stable month, with a tight range of 0.5222 AFN (High: 19.8465 / Low: 19.3243).

March Spread (Volatile) ±2.3999
June Spread (Stable) ±0.5222

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.8182 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.8182

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 20.9553) against the same month in 2019 (average: 20.4336), the exchange rate shifted by +0.5216 (+2.55%).

2020 Avg (December) 20.9553
2019 Avg (December) 20.4336

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 20.5904 19.6242 20.1816
February 20.0394 19.2923 19.6221
March 20.0939 17.6939 19.0277
April 18.6354 17.9245 18.2095
May 19.1634 18.0763 18.4356
June 19.8465 19.3243 19.5631
July 20.6783 19.4182 19.8508
August 21.0740 20.4280 20.7089
September 20.8630 19.6218 20.2363
October 20.3486 19.4110 19.9358
November 20.5462 19.3918 20.2873
December 21.2959 20.7533 20.9553