YEARLY HIGH
142.1682 AMD
YEARLY LOW
113.7834 AMD
YEARLY AVERAGE
124.1275 AMD

2020 PLN to AMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to AMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 142.1682. Conversely, the yearly low was recorded on April 23, dropping to 113.7834.

This high-to-low spread represents a total annual volatility of 28.3848 AMD. From a start-to-finish perspective, comparing the January average rate of 125.1729 to the December average rate of 132.3893, the exchange rate registered a net change of 5.77% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 142.1682 was up 8.57% compared to the 2019 peak of 130.9485, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 2,843,364 AMD
2019 Average 2,503,980 AMD
Yearly Trough Low 2,275,668 AMD
Transaction Impact: A difference of 567,695.89 AMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

133.9637
115.0707
JanuMarcMayJulySeptNove

PLN to AMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 120.8285, compared to 127.4265 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 6.5980 points.

H1 Avg (Jan–Jun) 120.8285
H2 Avg (Jul–Dec) 127.4265

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 12.4949 AMD (High: 126.9481 / Low: 114.4532). On the other end, August was the most stable month, with a tight range of 3.1875 AMD (High: 131.4419 / Low: 128.2544).

March Spread (Volatile) ±12.4949
August Spread (Stable) ±3.1875

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 4.6388 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -4.6388

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 132.3893) against the same month in 2019 (average: 124.4119), the exchange rate shifted by +7.9774 (+6.41%).

2020 Avg (December) 132.3893
2019 Avg (December) 124.4119

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 126.9276 122.9170 125.1729
February 123.9493 120.4561 122.0423
March 126.9481 114.4532 121.7986
April 120.6534 113.7834 117.1598
May 121.0238 114.0626 116.6451
June 124.0704 120.4277 122.1522
July 129.6742 121.0796 124.0515
August 131.4419 128.2544 129.4054
September 130.8430 122.5750 126.8543
October 127.6394 121.5962 124.9246
November 128.5284 121.5525 126.9338
December 142.1682 130.2391 132.3893