YEARLY HIGH
23.4326 BDT
YEARLY LOW
19.6624 BDT
YEARLY AVERAGE
21.8047 BDT

2020 PLN to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 23.4326. Conversely, the yearly low was recorded on March 23, dropping to 19.6624.

This high-to-low spread represents a total annual volatility of 3.7703 BDT. From a start-to-finish perspective, comparing the January average rate of 22.1767 to the December average rate of 23.0557, the exchange rate registered a net change of 3.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 23.4326 was up 3.44% compared to the 2019 peak of 22.6527, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 468,653 BDT
2019 Average 439,854 BDT
Yearly Trough Low 393,247 BDT
Transaction Impact: A difference of 75,405.05 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

23.3318
20.0186
JanuMarcMayJulySeptNove

PLN to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 21.2147, compared to 22.3947 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.1800 points.

H1 Avg (Jan–Jun) 21.2147
H2 Avg (Jul–Dec) 22.3947

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.7478 BDT (High: 22.4102 / Low: 19.6624). On the other end, August was the most stable month, with a tight range of 0.4985 BDT (High: 23.0818 / Low: 22.5833).

March Spread (Volatile) ±2.7478
August Spread (Stable) ±0.4985

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.8834 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.8834

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 23.0557) against the same month in 2019 (average: 22.0799), the exchange rate shifted by +0.9759 (+4.42%).

2020 Avg (December) 23.0557
2019 Avg (December) 22.0799

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 22.4960 21.7873 22.1767
February 22.0040 21.3947 21.6605
March 22.4102 19.6624 21.1782
April 20.6302 19.9850 20.2947
May 21.2229 20.1111 20.4782
June 21.8173 21.2311 21.4999
July 22.8274 21.3450 21.8450
August 23.0818 22.5833 22.7898
September 23.0308 21.5777 22.3372
October 22.4763 21.4322 21.9931
November 22.6295 21.4177 22.3472
December 23.4326 22.7476 23.0557