2020 PLN to BND Historical Review

YEARLY HIGH

0.3715 BND

YEARLY LOW

0.3356 BND

YEARLY AVERAGE

0.3542 BND

2020 PLN to BND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to BND exchange rate experienced significant fluctuation. The market reached its absolute peak on August 18, valuing the pair at 0.3715. Conversely, the yearly low was recorded on May 13, dropping to 0.3356.

This high-to-low spread represents a total annual volatility of 0.0359 BND. From a start-to-finish perspective, comparing the January average rate of 0.3531 to the December average rate of 0.3623, the exchange rate registered a net change of 2.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3715 was down 12.22% compared to the 2019 peak of 0.4232, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 7,430 BND

2019 Average 7,165 BND

Yearly Trough Low 6,713 BND

Transaction Impact: A difference of 717.86 BND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3707

0.3377

JanuMarcMayJulySeptNove

PLN to BND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3493, compared to 0.3592 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0100 points.

H1 Avg (Jan–Jun) 0.3493

H2 Avg (Jul–Dec) 0.3592

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0263 BND (High: 0.3655 / Low: 0.3392). On the other end, August was the most stable month, with a tight range of 0.0061 BND (High: 0.3715 / Low: 0.3654).

March Spread (Volatile) ±0.0263

August Spread (Stable) ±0.0061

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0128 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0128

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 0.3680) against the same month in 2019 (average: 0.3458), the exchange rate shifted by +0.0222 (+6.42%).

2020 Avg (August) 0.3680

2019 Avg (August) 0.3458

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3571	0.3495	0.3531
February	0.3577	0.3509	0.3543
March	0.3655	0.3392	0.3533
April	0.3440	0.3375	0.3405
May	0.3533	0.3356	0.3416
June	0.3586	0.3482	0.3528
July	0.3703	0.3509	0.3576
August	0.3715	0.3654	0.3680
September	0.3687	0.3495	0.3597
October	0.3597	0.3448	0.3526
November	0.3584	0.3443	0.3551
December	0.3672	0.3551	0.3623