2020 PLN to BOB Historical Review

YEARLY HIGH

1.9052 BOB

YEARLY LOW

1.5949 BOB

YEARLY AVERAGE

1.7739 BOB

2020 PLN to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 1.9052. Conversely, the yearly low was recorded on March 23, dropping to 1.5949.

This high-to-low spread represents a total annual volatility of 0.3103 BOB. From a start-to-finish perspective, comparing the January average rate of 1.8075 to the December average rate of 1.8745, the exchange rate registered a net change of 3.70% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.9052 was up 2.62% compared to the 2019 peak of 1.8566, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 38,104 BOB

2019 Average 36,018 BOB

Yearly Trough Low 31,898 BOB

Transaction Impact: A difference of 6,205.78 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.8971

1.6257

JanuMarcMayJulySeptNove

PLN to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7252, compared to 1.8227 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0975 points.

H1 Avg (Jan–Jun) 1.7252

H2 Avg (Jul–Dec) 1.8227

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2247 BOB (High: 1.8196 / Low: 1.5949). On the other end, August was the most stable month, with a tight range of 0.0406 BOB (High: 1.8796 / Low: 1.8390).

March Spread (Volatile) ±0.2247

August Spread (Stable) ±0.0406

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0715 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0715

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.8745) against the same month in 2019 (average: 1.7981), the exchange rate shifted by +0.0764 (+4.25%).

2020 Avg (December) 1.8745

2019 Avg (December) 1.7981

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8302	1.7763	1.8075
February	1.7912	1.7417	1.7638
March	1.8196	1.5949	1.7198
April	1.6745	1.6234	1.6483
May	1.7269	1.6325	1.6627
June	1.7734	1.7258	1.7491
July	1.8589	1.7368	1.7789
August	1.8796	1.8390	1.8550
September	1.8751	1.7571	1.8187
October	1.8316	1.7432	1.7911
November	1.8424	1.7424	1.8179
December	1.9052	1.8459	1.8745