YEARLY HIGH
20.3247 BTN
YEARLY LOW
17.4125 BTN
YEARLY AVERAGE
19.0269 BTN

2020 PLN to BTN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to BTN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 20.3247. Conversely, the yearly low was recorded on March 19, dropping to 17.4125.

This high-to-low spread represents a total annual volatility of 2.9121 BTN. From a start-to-finish perspective, comparing the January average rate of 18.6191 to the December average rate of 20.0193, the exchange rate registered a net change of 7.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 20.3247 was up 6.04% compared to the 2019 peak of 19.1673, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 406,494 BTN
2019 Average 366,642 BTN
Yearly Trough Low 348,251 BTN
Transaction Impact: A difference of 58,242.58 BTN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

20.2157
18.0186
JanuMarcMayJulySeptNove

PLN to BTN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.4991, compared to 19.5546 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.0556 points.

H1 Avg (Jan–Jun) 18.4991
H2 Avg (Jul–Dec) 19.5546

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.0740 BTN (High: 19.4865 / Low: 17.4125). On the other end, February was the most stable month, with a tight range of 0.3899 BTN (High: 18.4427 / Low: 18.0528).

March Spread (Volatile) ±2.0740
February Spread (Stable) ±0.3899

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.6992 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.6992

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 20.0193) against the same month in 2019 (average: 18.5142), the exchange rate shifted by +1.5051 (+8.13%).

2020 Avg (December) 20.0193
2019 Avg (December) 18.5142

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 19.0026 18.3144 18.6191
February 18.4427 18.0528 18.2274
March 19.4865 17.4125 18.5482
April 18.5023 17.8471 18.2016
May 18.9044 17.8482 18.2235
June 19.5477 18.9736 19.1746
July 20.1256 18.8074 19.3003
August 20.3203 19.7747 20.0326
September 19.7349 18.7294 19.3335
October 19.4315 18.7602 19.0736
November 19.7537 18.8131 19.5685
December 20.3247 19.6350 20.0193