YEARLY HIGH
0.5570 BZD
YEARLY LOW
0.4659 BZD
YEARLY AVERAGE
0.5178 BZD

2020 PLN to BZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to BZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 0.5570. Conversely, the yearly low was recorded on March 23, dropping to 0.4659.

This high-to-low spread represents a total annual volatility of 0.0911 BZD. From a start-to-finish perspective, comparing the January average rate of 0.5269 to the December average rate of 0.5481, the exchange rate registered a net change of 4.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5570 was up 2.84% compared to the 2019 peak of 0.5416, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 11,139 BZD
2019 Average 10,502 BZD
Yearly Trough Low 9,318 BZD
Transaction Impact: A difference of 1,821.22 BZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5548
0.4743
JanuMarcMayJulySeptNove

PLN to BZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5034, compared to 0.5322 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0288 points.

H1 Avg (Jan–Jun) 0.5034
H2 Avg (Jul–Dec) 0.5322

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0660 BZD (High: 0.5319 / Low: 0.4659). On the other end, June was the most stable month, with a tight range of 0.0139 BZD (High: 0.5177 / Low: 0.5038).

March Spread (Volatile) ±0.0660
June Spread (Stable) ±0.0139

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0214 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0214

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.5481) against the same month in 2019 (average: 0.5243), the exchange rate shifted by +0.0239 (+4.55%).

2020 Avg (December) 0.5481
2019 Avg (December) 0.5243

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.5341 0.5178 0.5269
February 0.5222 0.5077 0.5142
March 0.5319 0.4659 0.5024
April 0.4895 0.4746 0.4810
May 0.5041 0.4773 0.4857
June 0.5177 0.5038 0.5103
July 0.5426 0.5071 0.5191
August 0.5487 0.5342 0.5411
September 0.5474 0.5129 0.5309
October 0.5343 0.5094 0.5228
November 0.5379 0.5086 0.5312
December 0.5570 0.5412 0.5481