YEARLY HIGH
0.2563 CHF
YEARLY LOW
0.2293 CHF
YEARLY AVERAGE
0.2410 CHF

2020 PLN to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.2563. Conversely, the yearly low was recorded on March 23, dropping to 0.2293.

This high-to-low spread represents a total annual volatility of 0.0270 CHF. From a start-to-finish perspective, comparing the January average rate of 0.2535 to the December average rate of 0.2415, the exchange rate registered a net change of -4.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2563 was down 4.14% compared to the 2019 peak of 0.2673, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 5,125 CHF
2019 Average 5,178 CHF
Yearly Trough Low 4,586 CHF
Transaction Impact: A difference of 539.44 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2556
0.2299
JanuMarcMayJulySeptNove

PLN to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2413, compared to 0.2407 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.2413
H2 Avg (Jul–Dec) 0.2407

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0188 CHF (High: 0.2480 / Low: 0.2293). On the other end, August was the most stable month, with a tight range of 0.0031 CHF (High: 0.2464 / Low: 0.2433).

March Spread (Volatile) ±0.0188
August Spread (Stable) ±0.0031

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0100 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0100

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.2535) against the same month in 2019 (average: 0.2633), the exchange rate shifted by -0.0098 (-3.73%).

2020 Avg (January) 0.2535
2019 Avg (January) 0.2633

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2563 0.2487 0.2535
February 0.2522 0.2455 0.2489
March 0.2480 0.2293 0.2389
April 0.2333 0.2301 0.2320
May 0.2407 0.2301 0.2335
June 0.2453 0.2380 0.2411
July 0.2464 0.2374 0.2406
August 0.2464 0.2433 0.2445
September 0.2471 0.2351 0.2411
October 0.2409 0.2310 0.2368
November 0.2427 0.2315 0.2398
December 0.2445 0.2367 0.2415