YEARLY HIGH
167.6026 CRC
YEARLY LOW
131.0961 CRC
YEARLY AVERAGE
150.2970 CRC

2020 PLN to CRC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 167.6026. Conversely, the yearly low was recorded on March 23, dropping to 131.0961.

This high-to-low spread represents a total annual volatility of 36.5064 CRC. From a start-to-finish perspective, comparing the January average rate of 148.5627 to the December average rate of 164.5922, the exchange rate registered a net change of 10.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 167.6026 was up 2.10% compared to the 2019 peak of 164.1493, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 3,352,051 CRC
2019 Average 3,059,781 CRC
Yearly Trough Low 2,621,923 CRC
Transaction Impact: A difference of 730,128.20 CRC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

167.4206
133.4796
JanuMarcMayJulySeptNove

PLN to CRC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 142.5808, compared to 158.0133 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 15.4325 points.

H1 Avg (Jan–Jun) 142.5808
H2 Avg (Jul–Dec) 158.0133

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 20.1099 CRC (High: 151.2060 / Low: 131.0961). On the other end, February was the most stable month, with a tight range of 3.8433 CRC (High: 146.9672 / Low: 143.1239).

March Spread (Volatile) ±20.1099
February Spread (Stable) ±3.8433

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 6.0958 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -6.0958

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 164.5922) against the same month in 2019 (average: 147.4851), the exchange rate shifted by +17.1070 (+11.60%).

2020 Avg (December) 164.5922
2019 Avg (December) 147.4851

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 151.3096 145.2653 148.5627
February 146.9672 143.1239 145.1857
March 151.2060 131.0961 142.4038
April 139.3311 134.5946 136.3080
May 142.4335 134.6470 137.0956
June 148.5663 143.8524 145.9288
July 156.5644 145.8623 149.9313
August 162.0317 155.5030 159.2182
September 161.5865 152.8057 157.3700
October 159.6412 153.1760 156.5240
November 162.3812 153.0198 160.4443
December 167.6026 162.8341 164.5922