2020 PLN to GEL Historical Review

YEARLY HIGH

0.9117 GEL

YEARLY LOW

0.7012 GEL

YEARLY AVERAGE

0.8000 GEL

2020 PLN to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 0.9117. Conversely, the yearly low was recorded on March 16, dropping to 0.7012.

This high-to-low spread represents a total annual volatility of 0.2105 GEL. From a start-to-finish perspective, comparing the January average rate of 0.7522 to the December average rate of 0.8957, the exchange rate registered a net change of 19.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.9117 was up 17.42% compared to the 2019 peak of 0.7765, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 18,235 GEL

2019 Average 14,673 GEL

Yearly Trough Low 14,025 GEL

Transaction Impact: A difference of 4,210.29 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.9128

0.7082

JanuMarcMayJulySeptNove

PLN to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7558, compared to 0.8443 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0885 points.

H1 Avg (Jan–Jun) 0.7558

H2 Avg (Jul–Dec) 0.8443

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1371 GEL (High: 0.8384 / Low: 0.7012). On the other end, January was the most stable month, with a tight range of 0.0173 GEL (High: 0.7605 / Low: 0.7432).

March Spread (Volatile) ±0.1371

January Spread (Stable) ±0.0173

Growth Streaks & Declines

Trends

Between February and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0269 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0269

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.8957) against the same month in 2019 (average: 0.7522), the exchange rate shifted by +0.1435 (+19.08%).

2020 Avg (December) 0.8957

2019 Avg (December) 0.7522

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7605	0.7432	0.7522
February	0.7462	0.7025	0.7253
March	0.8384	0.7012	0.7510
April	0.7823	0.7439	0.7609
May	0.7969	0.7590	0.7721
June	0.8129	0.7509	0.7735
July	0.8333	0.7698	0.7915
August	0.8433	0.8216	0.8305
September	0.8683	0.8161	0.8369
October	0.8581	0.8180	0.8365
November	0.8923	0.8177	0.8745
December	0.9117	0.8806	0.8957