2020 PLN to GMD Historical Review

YEARLY HIGH

14.2979 GMD

YEARLY LOW

11.8659 GMD

YEARLY AVERAGE

13.2312 GMD

2020 PLN to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 14.2979. Conversely, the yearly low was recorded on March 19, dropping to 11.8659.

This high-to-low spread represents a total annual volatility of 2.4320 GMD. From a start-to-finish perspective, comparing the January average rate of 13.3778 to the December average rate of 14.0732, the exchange rate registered a net change of 5.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 14.2979 was up 5.85% compared to the 2019 peak of 13.5077, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 285,957 GMD

2019 Average 261,054 GMD

Yearly Trough Low 237,318 GMD

Transaction Impact: A difference of 48,639.02 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

14.2613

12.0039

JanuMarcMayJulySeptNove

PLN to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.7906, compared to 13.6718 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.8812 points.

H1 Avg (Jan–Jun) 12.7906

H2 Avg (Jul–Dec) 13.6718

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.5715 GMD (High: 13.4374 / Low: 11.8659). On the other end, August was the most stable month, with a tight range of 0.3428 GMD (High: 14.1372 / Low: 13.7943).

March Spread (Volatile) ±1.5715

August Spread (Stable) ±0.3428

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.5228 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.5228

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 14.0732) against the same month in 2019 (average: 13.3532), the exchange rate shifted by +0.7200 (+5.39%).

2020 Avg (December) 14.0732

2019 Avg (December) 13.3532

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.5510	13.1256	13.3778
February	13.2384	12.8292	13.0167
March	13.4374	11.8659	12.7148
April	12.3961	11.9949	12.1920
May	12.8883	12.1320	12.3792
June	13.2764	12.9025	13.0633
July	13.9497	12.9724	13.3308
August	14.1372	13.7943	13.9223
September	14.0728	13.1835	13.6352
October	13.7176	13.0681	13.4250
November	13.8171	13.0609	13.6442
December	14.2979	13.9004	14.0732