YEARLY HIGH
2.1553 GTQ
YEARLY LOW
1.7779 GTQ
YEARLY AVERAGE
1.9848 GTQ

2020 PLN to GTQ Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to GTQ exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 2.1553. Conversely, the yearly low was recorded on March 23, dropping to 1.7779.

This high-to-low spread represents a total annual volatility of 0.3774 GTQ. From a start-to-finish perspective, comparing the January average rate of 2.0122 to the December average rate of 2.1222, the exchange rate registered a net change of 5.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.1553 was up 3.69% compared to the 2019 peak of 2.0786, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 43,105 GTQ
2019 Average 40,124 GTQ
Yearly Trough Low 35,558 GTQ
Transaction Impact: A difference of 7,547.34 GTQ purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.1502
1.8150
JanuMarcMayJulySeptNove

PLN to GTQ Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9214, compared to 2.0482 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1268 points.

H1 Avg (Jan–Jun) 1.9214
H2 Avg (Jul–Dec) 2.0482

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2488 GTQ (High: 2.0267 / Low: 1.7779). On the other end, August was the most stable month, with a tight range of 0.0452 GTQ (High: 2.0960 / Low: 2.0508).

March Spread (Volatile) ±0.2488
August Spread (Stable) ±0.0452

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0770 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0770

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.1222) against the same month in 2019 (average: 2.0003), the exchange rate shifted by +0.1219 (+6.09%).

2020 Avg (December) 2.1222
2019 Avg (December) 2.0003

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.0417 1.9690 2.0122
February 1.9816 1.9255 1.9496
March 2.0267 1.7779 1.9200
April 1.8718 1.8153 1.8429
May 1.9232 1.8227 1.8555
June 1.9789 1.9255 1.9482
July 2.0729 1.9368 1.9827
August 2.0960 2.0508 2.0698
September 2.0991 1.9798 2.0429
October 2.0622 1.9679 2.0185
November 2.0853 1.9677 2.0533
December 2.1553 2.0929 2.1222