YEARLY HIGH
2.1419 HKD
YEARLY LOW
1.8095 HKD
YEARLY AVERAGE
1.9934 HKD

2020 PLN to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 2.1419. Conversely, the yearly low was recorded on March 19, dropping to 1.8095.

This high-to-low spread represents a total annual volatility of 0.3324 HKD. From a start-to-finish perspective, comparing the January average rate of 2.0319 to the December average rate of 2.1078, the exchange rate registered a net change of 3.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.1419 was up 1.64% compared to the 2019 peak of 2.1072, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 42,838 HKD
2019 Average 40,834 HKD
Yearly Trough Low 36,190 HKD
Transaction Impact: A difference of 6,648.42 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.1333
1.8277
JanuMarcMayJulySeptNove

PLN to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9398, compared to 2.0470 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1072 points.

H1 Avg (Jan–Jun) 1.9398
H2 Avg (Jul–Dec) 2.0470

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2397 HKD (High: 2.0492 / Low: 1.8095). On the other end, February was the most stable month, with a tight range of 0.0490 HKD (High: 2.0113 / Low: 1.9623).

March Spread (Volatile) ±0.2397
February Spread (Stable) ±0.0490

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0858 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0858

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.1078) against the same month in 2019 (average: 2.0303), the exchange rate shifted by +0.0776 (+3.82%).

2020 Avg (December) 2.1078
2019 Avg (December) 2.0303

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.0561 1.9952 2.0319
February 2.0113 1.9623 1.9832
March 2.0492 1.8095 1.9389
April 1.8834 1.8253 1.8531
May 1.9399 1.8357 1.8691
June 1.9901 1.9380 1.9623
July 2.0867 1.9485 1.9965
August 2.1152 2.0639 2.0825
September 2.1057 1.9725 2.0414
October 2.0540 1.9572 2.0105
November 2.0686 1.9567 2.0433
December 2.1419 2.0813 2.1078