2012 PLN to HTG Historical Review

YEARLY HIGH

13.7421 HTG

YEARLY LOW

11.4345 HTG

YEARLY AVERAGE

12.8251 HTG

2012 PLN to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PLN to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 13.7421. Conversely, the yearly low was recorded on January 8, dropping to 11.4345.

This high-to-low spread represents a total annual volatility of 2.3076 HTG. From a start-to-finish perspective, comparing the January average rate of 11.9459 to the December average rate of 13.5031, the exchange rate registered a net change of 13.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 13.7421 was down 11.03% compared to the 2011 peak of 15.4454, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 274,843 HTG

2011 Average 275,287 HTG

Yearly Trough Low 228,691 HTG

Transaction Impact: A difference of 46,151.96 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

13.6588

11.7902

JanuMarcMayJulySeptNove

PLN to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.6282, compared to 13.0220 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3938 points.

H1 Avg (Jan–Jun) 12.6282

H2 Avg (Jul–Dec) 13.0220

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 1.4316 HTG (High: 13.3446 / Low: 11.9130). On the other end, March was the most stable month, with a tight range of 0.3341 HTG (High: 13.2943 / Low: 12.9602).

May Spread (Volatile) ±1.4316

March Spread (Stable) ±0.3341

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.4855 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.4855

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 13.5031) against the same month in 2011 (average: 11.9074), the exchange rate shifted by +1.5957 (+13.40%).

2012 Avg (December) 13.5031

2011 Avg (December) 11.9074

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.6658	11.4345	11.9459
February	13.2616	12.5070	12.8044
March	13.2943	12.9602	13.1492
April	13.3104	12.7594	13.0393
May	13.3446	11.9130	12.5538
June	12.6129	11.8035	12.2766
July	12.6407	12.0644	12.3682
August	12.9157	12.5768	12.7457
September	13.5746	12.5837	13.1149
October	13.4771	13.1006	13.3198
November	13.3665	12.8199	13.0805
December	13.7421	13.2183	13.5031