YEARLY HIGH
4036.3740 IDR
YEARLY LOW
3404.7074 IDR
YEARLY AVERAGE
3733.5476 IDR

2020 PLN to IDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to IDR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 18, valuing the pair at 4036.3740. Conversely, the yearly low was recorded on January 27, dropping to 3404.7074.

This high-to-low spread represents a total annual volatility of 631.6666 IDR. From a start-to-finish perspective, comparing the January average rate of 3586.4799 to the December average rate of 3837.9469, the exchange rate registered a net change of 7.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4036.3740 was up 5.13% compared to the 2019 peak of 3839.3750, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 80,727,480 IDR
2019 Average 73,671,628 IDR
Yearly Trough Low 68,094,149 IDR
Transaction Impact: A difference of 12,633,331.21 IDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3990.7388
3463.0778
JanuMarcMayJulySeptNove

PLN to IDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3635.7103, compared to 3831.3848 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 195.6745 points.

H1 Avg (Jan–Jun) 3635.7103
H2 Avg (Jul–Dec) 3831.3848

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 408.7579 IDR (High: 3968.2196 / Low: 3559.4618). On the other end, November was the most stable month, with a tight range of 82.2917 IDR (High: 3772.4972 / Low: 3690.2056).

March Spread (Volatile) ±408.7579
November Spread (Stable) ±82.2917

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 187.6609 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -187.6609

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 3946.7670) against the same month in 2019 (average: 3639.0847), the exchange rate shifted by +307.6823 (+8.45%).

2020 Avg (August) 3946.7670
2019 Avg (August) 3639.0847

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3675.9010 3404.7074 3586.4799
February 3565.0503 3454.6549 3507.0495
March 3968.2196 3559.4618 3780.9314
April 3920.3738 3647.5240 3765.8883
May 3676.5629 3511.8049 3578.2274
June 3690.5921 3520.3527 3595.6854
July 3922.0528 3583.9014 3741.3873
August 4036.3740 3886.5787 3946.7670
September 4000.5959 3784.3671 3905.6107
October 3890.4455 3688.0412 3813.9624
November 3772.4972 3690.2056 3742.6346
December 3897.9986 3751.1788 3837.9469