YEARLY HIGH
20.3533 INR
YEARLY LOW
17.5215 INR
YEARLY AVERAGE
19.0430 INR

2020 PLN to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 18, valuing the pair at 20.3533. Conversely, the yearly low was recorded on March 19, dropping to 17.5215.

This high-to-low spread represents a total annual volatility of 2.8318 INR. From a start-to-finish perspective, comparing the January average rate of 18.6289 to the December average rate of 20.0285, the exchange rate registered a net change of 7.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 20.3533 was up 6.37% compared to the 2019 peak of 19.1342, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 407,067 INR
2019 Average 366,894 INR
Yearly Trough Low 350,430 INR
Transaction Impact: A difference of 56,636.93 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

20.2197
18.0420
JanuMarcMayJulySeptNove

PLN to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.5244, compared to 19.5616 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.0373 points.

H1 Avg (Jan–Jun) 18.5244
H2 Avg (Jul–Dec) 19.5616

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.0749 INR (High: 19.5963 / Low: 17.5215). On the other end, February was the most stable month, with a tight range of 0.3816 INR (High: 18.4614 / Low: 18.0798).

March Spread (Volatile) ±2.0749
February Spread (Stable) ±0.3816

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.6720 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.6720

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 20.0382) against the same month in 2019 (average: 18.2144), the exchange rate shifted by +1.8238 (+10.01%).

2020 Avg (August) 20.0382
2019 Avg (August) 18.2144

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 18.9949 18.3284 18.6289
February 18.4614 18.0798 18.2593
March 19.5963 17.5215 18.6014
April 18.4571 17.9487 18.2234
May 18.8966 17.8776 18.2504
June 19.5072 18.9857 19.1828
July 20.1358 18.8124 19.2934
August 20.3533 19.7705 20.0382
September 19.8459 18.7738 19.3662
October 19.4397 18.7545 19.0811
November 19.7398 18.8297 19.5624
December 20.3154 19.6364 20.0285