YEARLY HIGH
16677.6664 IRR
YEARLY LOW
9815.5937 IRR
YEARLY AVERAGE
10838.0229 IRR

2020 PLN to IRR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to IRR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 7, valuing the pair at 16677.6664. Conversely, the yearly low was recorded on March 19, dropping to 9815.5937.

This high-to-low spread represents a total annual volatility of 6862.0727 IRR. From a start-to-finish perspective, comparing the January average rate of 11006.0378 to the December average rate of 11448.6485, the exchange rate registered a net change of 4.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 16677.6664 was up 44.63% compared to the 2019 peak of 11531.1603, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 333,553,327 IRR
2019 Average 219,698,747 IRR
Yearly Trough Low 196,311,873 IRR
Transaction Impact: A difference of 137,241,454.07 IRR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

11586.9288
9927.5659
JanuMarcMayJulySeptNove

PLN to IRR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10523.8139, compared to 11152.2319 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 628.4180 points.

H1 Avg (Jan–Jun) 10523.8139
H2 Avg (Jul–Dec) 11152.2319

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 6081.0401 IRR (High: 16677.6664 / Low: 10596.6262). On the other end, August was the most stable month, with a tight range of 278.6630 IRR (High: 11491.2225 / Low: 11212.5596).

July Spread (Volatile) ±6081.0401
August Spread (Stable) ±278.6630

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 450.3611 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -450.3611

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 11042.1870) against the same month in 2019 (average: 11079.6573), the exchange rate shifted by -37.4704 (-0.34%).

2020 Avg (July) 11042.1870
2019 Avg (July) 11079.6573

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 11139.7397 10815.1441 11006.0378
February 10908.0622 10604.8585 10740.9596
March 11114.1608 9815.5937 10516.2073
April 10230.0467 9912.5375 10065.8461
May 10535.0758 9971.8170 10151.8994
June 10810.3320 10528.0512 10661.9330
July 16677.6664 10596.6262 11042.1870
August 11491.2225 11212.5596 11312.9980
September 11438.8718 10716.0445 11090.1333
October 11158.7917 10630.4685 10921.4582
November 11236.5188 10626.6533 11097.9662
December 11633.0633 11304.2509 11448.6485