2020 PLN to ISK Historical Review

YEARLY HIGH

37.4395 ISK

YEARLY LOW

31.6838 ISK

YEARLY AVERAGE

34.7415 ISK

2020 PLN to ISK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 1, valuing the pair at 37.4395. Conversely, the yearly low was recorded on January 30, dropping to 31.6838.

This high-to-low spread represents a total annual volatility of 5.7557 ISK. From a start-to-finish perspective, comparing the January average rate of 32.2743 to the December average rate of 34.6356, the exchange rate registered a net change of 7.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 37.4395 was up 12.01% compared to the 2019 peak of 33.4256, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 748,790 ISK

2019 Average 638,709 ISK

Yearly Trough Low 633,677 ISK

Transaction Impact: A difference of 115,113.57 ISK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

37.1730

31.8235

JanuMarcMayJulySeptNove

PLN to ISK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 33.5959, compared to 35.8870 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.2911 points.

H1 Avg (Jan–Jun) 33.5959

H2 Avg (Jul–Dec) 35.8870

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.2109 ISK (High: 34.5434 / Low: 32.3325). On the other end, February was the most stable month, with a tight range of 0.7802 ISK (High: 32.5234 / Low: 31.7432).

March Spread (Volatile) ±2.2109

February Spread (Stable) ±0.7802

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 1.3486 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.3486

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2020: 36.2920) against the same month in 2019 (average: 31.5775), the exchange rate shifted by +4.7146 (+14.93%).

2020 Avg (September) 36.2920

2019 Avg (September) 31.5775

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	32.5688	31.6838	32.2743
February	32.5234	31.7432	32.2693
March	34.5434	32.3325	33.5973
April	35.0740	33.8799	34.5244
May	35.1132	33.8518	34.5459
June	35.2391	33.5829	34.3643
July	36.2455	34.8117	35.6241
August	37.3197	36.1662	36.7272
September	37.4395	35.2646	36.2920
October	36.5679	35.6280	36.0591
November	36.3570	35.4525	35.9842
December	35.5150	33.9753	34.6356