YEARLY HIGH
248.6583 KPW
YEARLY LOW
209.8096 KPW
YEARLY AVERAGE
231.2963 KPW

2020 PLN to KPW Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to KPW exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 248.6583. Conversely, the yearly low was recorded on March 19, dropping to 209.8096.

This high-to-low spread represents a total annual volatility of 38.8487 KPW. From a start-to-finish perspective, comparing the January average rate of 235.2495 to the December average rate of 244.7110, the exchange rate registered a net change of 4.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 248.6583 was up 2.87% compared to the 2019 peak of 241.7322, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 4,973,166 KPW
2019 Average 4,690,511 KPW
Yearly Trough Low 4,196,193 KPW
Transaction Impact: A difference of 776,973.11 KPW purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

247.6662
212.2043
JanuMarcMayJulySeptNove

PLN to KPW Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 224.9175, compared to 237.6752 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 12.7577 points.

H1 Avg (Jan–Jun) 224.9175
H2 Avg (Jul–Dec) 237.6752

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 27.5545 KPW (High: 237.3641 / Low: 209.8096). On the other end, August was the most stable month, with a tight range of 5.9565 KPW (High: 245.6264 / Low: 239.6700).

March Spread (Volatile) ±27.5545
August Spread (Stable) ±5.9565

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 9.5552 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -9.5552

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 244.7110) against the same month in 2019 (average: 234.1217), the exchange rate shifted by +10.5894 (+4.52%).

2020 Avg (December) 244.7110
2019 Avg (December) 234.1217

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 238.1080 231.1752 235.2495
February 233.1613 226.6803 229.5701
March 237.3641 209.8096 224.7147
April 218.6686 211.8818 215.1595
May 225.1887 213.1489 216.9449
June 231.0723 225.0442 227.8663
July 242.3233 226.2624 231.8159
August 245.6264 239.6700 241.8208
September 244.5074 229.0569 237.0537
October 238.5207 227.2277 233.4476
November 240.1821 227.1461 237.2021
December 248.6583 241.6299 244.7110