YEARLY HIGH
115.9801 KZT
YEARLY LOW
94.8328 KZT
YEARLY AVERAGE
106.3559 KZT

2020 PLN to KZT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to KZT exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 115.9801. Conversely, the yearly low was recorded on February 24, dropping to 94.8328.

This high-to-low spread represents a total annual volatility of 21.1473 KZT. From a start-to-finish perspective, comparing the January average rate of 99.1346 to the December average rate of 114.4513, the exchange rate registered a net change of 15.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 115.9801 was up 13.10% compared to the 2019 peak of 102.5500, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 2,319,603 KZT
2019 Average 1,996,077 KZT
Yearly Trough Low 1,896,656 KZT
Transaction Impact: A difference of 422,946.24 KZT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

116.2564
94.5954
JanuMarcMayJulySeptNove

PLN to KZT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 101.0375, compared to 111.6743 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 10.6367 points.

H1 Avg (Jan–Jun) 101.0375
H2 Avg (Jul–Dec) 111.6743

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 12.9287 KZT (High: 109.5126 / Low: 96.5838). On the other end, August was the most stable month, with a tight range of 2.6579 KZT (High: 114.1815 / Low: 111.5236).

March Spread (Volatile) ±12.9287
August Spread (Stable) ±2.6579

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 2.7340 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -2.7340

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 114.4513) against the same month in 2019 (average: 99.9470), the exchange rate shifted by +14.5043 (+14.51%).

2020 Avg (December) 114.4513
2019 Avg (December) 99.9470

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 101.4694 97.3020 99.1346
February 98.1228 94.8328 96.4005
March 109.5126 96.5838 104.2532
April 107.1261 102.2069 103.5632
May 103.0520 99.7063 100.9381
June 104.3646 101.0091 101.9357
July 113.5443 102.3055 106.3527
August 114.1815 111.5236 112.8388
September 113.9594 109.1482 111.9211
October 113.4454 109.3308 111.4509
November 114.1311 109.2521 113.0308
December 115.9801 113.1811 114.4513