2020 PLN to LRD Historical Review

YEARLY HIGH

54.3926 LRD

YEARLY LOW

41.2257 LRD

YEARLY AVERAGE

49.2054 LRD

2020 PLN to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 18, valuing the pair at 54.3926. Conversely, the yearly low was recorded on November 17, dropping to 41.2257.

This high-to-low spread represents a total annual volatility of 13.1669 LRD. From a start-to-finish perspective, comparing the January average rate of 50.0407 to the December average rate of 43.8496, the exchange rate registered a net change of -12.37% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 54.3926 was down 2.11% compared to the 2019 peak of 55.5652, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 1,087,852 LRD

2019 Average 970,237 LRD

Yearly Trough Low 824,513 LRD

Transaction Impact: A difference of 263,338.96 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

54.5339

42.7585

JanuMarcMayJulySeptNove

PLN to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 49.1911, compared to 49.2196 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0285 points.

H1 Avg (Jan–Jun) 49.1911

H2 Avg (Jul–Dec) 49.2196

Volatility Range Comparison

Volatility

The most volatile month in 2020 was October, with a trading range of 6.2903 LRD (High: 52.5474 / Low: 46.2571). On the other end, February was the most stable month, with a tight range of 1.0356 LRD (High: 50.6867 / Low: 49.6511).

October Spread (Volatile) ±6.2903

February Spread (Stable) ±1.0356

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 6.6567 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -6.6567

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 53.5526) against the same month in 2019 (average: 52.1009), the exchange rate shifted by +1.4517 (+2.79%).

2020 Avg (August) 53.5526

2019 Avg (August) 52.1009

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	50.7903	49.4576	50.0407
February	50.6867	49.6511	50.1377
March	52.1410	46.1581	49.3767
April	48.1375	46.6493	47.3557
May	49.6916	46.9993	47.8343
June	51.1183	49.7910	50.4017
July	53.6477	50.0794	51.3352
August	54.3926	53.0669	53.5526
September	54.1448	50.6152	52.4441
October	52.5474	46.2571	50.3965
November	46.6056	41.2257	43.7397
December	44.6894	42.7611	43.8496