YEARLY HIGH
4.7377 LSL
YEARLY LOW
3.6847 LSL
YEARLY AVERAGE
4.2196 LSL

2020 PLN to LSL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to LSL exchange rate experienced significant fluctuation. The market reached its absolute peak on August 18, valuing the pair at 4.7377. Conversely, the yearly low was recorded on January 4, dropping to 3.6847.

This high-to-low spread represents a total annual volatility of 1.0531 LSL. From a start-to-finish perspective, comparing the January average rate of 3.7524 to the December average rate of 4.0492, the exchange rate registered a net change of 7.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.7377 was up 18.44% compared to the 2019 peak of 4.0003, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 94,754 LSL
2019 Average 75,259 LSL
Yearly Trough Low 73,693 LSL
Transaction Impact: A difference of 21,061.15 LSL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.7066
3.6657
JanuMarcMayJulySeptNove

PLN to LSL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.1456, compared to 4.2937 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1481 points.

H1 Avg (Jan–Jun) 4.1456
H2 Avg (Jul–Dec) 4.2937

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.4137 LSL (High: 4.3439 / Low: 3.9302). On the other end, January was the most stable month, with a tight range of 0.1316 LSL (High: 3.8163 / Low: 3.6847).

March Spread (Volatile) ±0.4137
January Spread (Stable) ±0.1316

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.2105 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2105

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 4.6198) against the same month in 2019 (average: 3.8680), the exchange rate shifted by +0.7518 (+19.44%).

2020 Avg (August) 4.6198
2019 Avg (August) 3.8680

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.8163 3.6847 3.7524
February 3.9190 3.7833 3.8208
March 4.3439 3.9302 4.1477
April 4.5345 4.2666 4.4357
May 4.4838 4.2625 4.3771
June 4.4194 4.2209 4.3398
July 4.4587 4.2293 4.3150
August 4.7377 4.4404 4.6198
September 4.5193 4.3017 4.4093
October 4.3902 4.1227 4.2721
November 4.1878 4.0457 4.0966
December 4.1685 3.9278 4.0492