2020 PLN to MGA Historical Review

YEARLY HIGH

1059.6030 MGA

YEARLY LOW

874.2684 MGA

YEARLY AVERAGE

979.2421 MGA

2020 PLN to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 1059.6030. Conversely, the yearly low was recorded on March 23, dropping to 874.2684.

This high-to-low spread represents a total annual volatility of 185.3346 MGA. From a start-to-finish perspective, comparing the January average rate of 962.1707 to the December average rate of 1038.1877, the exchange rate registered a net change of 7.90% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1059.6030 was up 8.36% compared to the 2019 peak of 977.8681, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 21,192,059 MGA

2019 Average 18,929,347 MGA

Yearly Trough Low 17,485,368 MGA

Transaction Impact: A difference of 3,706,691.05 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1051.7888

888.5762

JanuMarcMayJulySeptNove

PLN to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 937.5454, compared to 1020.9388 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 83.3934 points.

H1 Avg (Jan–Jun) 937.5454

H2 Avg (Jul–Dec) 1020.9388

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 97.8022 MGA (High: 972.0706 / Low: 874.2684). On the other end, February was the most stable month, with a tight range of 18.7442 MGA (High: 954.7354 / Low: 935.9911).

March Spread (Volatile) ±97.8022

February Spread (Stable) ±18.7442

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 26.9981 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -26.9981

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1038.1877) against the same month in 2019 (average: 937.8449), the exchange rate shifted by +100.3428 (+10.70%).

2020 Avg (December) 1038.1877

2019 Avg (December) 937.8449

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	978.9748	933.6907	962.1707
February	954.7354	935.9911	944.8099
March	972.0706	874.2684	929.1753
April	914.9511	883.2695	902.1772
May	951.7834	901.8349	918.2158
June	985.4654	952.5688	968.7233
July	1031.5257	966.6431	990.0887
August	1045.8049	1011.9976	1031.0104
September	1041.4799	988.9052	1016.8110
October	1032.0449	992.1257	1016.0190
November	1052.8638	994.1098	1033.5160
December	1059.6030	1006.7798	1038.1877