YEARLY HIGH
32.5195 NPR
YEARLY LOW
27.9286 NPR
YEARLY AVERAGE
30.4432 NPR

2020 PLN to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 32.5195. Conversely, the yearly low was recorded on March 19, dropping to 27.9286.

This high-to-low spread represents a total annual volatility of 4.5909 NPR. From a start-to-finish perspective, comparing the January average rate of 29.7906 to the December average rate of 32.0309, the exchange rate registered a net change of 7.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 32.5195 was up 6.04% compared to the 2019 peak of 30.6684, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 650,391 NPR
2019 Average 586,637 NPR
Yearly Trough Low 558,573 NPR
Transaction Impact: A difference of 91,817.76 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

32.3451
28.8296
JanuMarcMayJulySeptNove

PLN to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 29.5988, compared to 31.2875 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.6886 points.

H1 Avg (Jan–Jun) 29.5988
H2 Avg (Jul–Dec) 31.2875

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 3.2514 NPR (High: 31.1801 / Low: 27.9286). On the other end, February was the most stable month, with a tight range of 0.6240 NPR (High: 29.5084 / Low: 28.8845).

March Spread (Volatile) ±3.2514
February Spread (Stable) ±0.6240

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 1.1185 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -1.1185

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 32.0309) against the same month in 2019 (average: 29.6239), the exchange rate shifted by +2.4070 (+8.13%).

2020 Avg (December) 32.0309
2019 Avg (December) 29.6239

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 30.4041 29.3032 29.7906
February 29.5084 28.8845 29.1640
March 31.1801 27.9286 29.6792
April 29.6043 28.5554 29.1225
May 30.2476 28.5571 29.1575
June 31.2764 30.3550 30.6792
July 32.2009 30.0916 30.8805
August 32.5125 31.6405 32.0521
September 31.5776 29.9669 30.9336
October 31.0905 30.0162 30.5179
November 31.6060 30.1009 31.3097
December 32.5195 31.4159 32.0309