YEARLY HIGH
0.9913 PEN
YEARLY LOW
0.8001 PEN
YEARLY AVERAGE
0.8985 PEN

2020 PLN to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 0.9913. Conversely, the yearly low was recorded on April 23, dropping to 0.8001.

This high-to-low spread represents a total annual volatility of 0.1912 PEN. From a start-to-finish perspective, comparing the January average rate of 0.8692 to the December average rate of 0.9790, the exchange rate registered a net change of 12.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.9913 was up 10.10% compared to the 2019 peak of 0.9004, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 19,826 PEN
2019 Average 17,386 PEN
Yearly Trough Low 16,002 PEN
Transaction Impact: A difference of 3,823.51 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.9956
0.7964
JanuMarcMayJulySeptNove

PLN to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8535, compared to 0.9435 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0900 points.

H1 Avg (Jan–Jun) 0.8535
H2 Avg (Jul–Dec) 0.9435

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1004 PEN (High: 0.9213 / Low: 0.8210). On the other end, December was the most stable month, with a tight range of 0.0194 PEN (High: 0.9913 / Low: 0.9719).

March Spread (Volatile) ±0.1004
December Spread (Stable) ±0.0194

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0578 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0578

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.9790) against the same month in 2019 (average: 0.8719), the exchange rate shifted by +0.1071 (+12.28%).

2020 Avg (December) 0.9790
2019 Avg (December) 0.8719

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.8791 0.8571 0.8692
February 0.8791 0.8541 0.8649
March 0.9213 0.8210 0.8707
April 0.8237 0.8001 0.8130
May 0.8592 0.8052 0.8236
June 0.8936 0.8656 0.8797
July 0.9453 0.8847 0.9058
August 0.9742 0.9380 0.9566
September 0.9621 0.9130 0.9364
October 0.9489 0.9139 0.9326
November 0.9720 0.9125 0.9509
December 0.9913 0.9719 0.9790