2020 PLN to PHP Historical Review

YEARLY HIGH

13.5185 PHP

YEARLY LOW

11.9204 PHP

YEARLY AVERAGE

12.7414 PHP

2020 PLN to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 13.5185. Conversely, the yearly low was recorded on March 24, dropping to 11.9204.

This high-to-low spread represents a total annual volatility of 1.5981 PHP. From a start-to-finish perspective, comparing the January average rate of 13.2872 to the December average rate of 13.0738, the exchange rate registered a net change of -1.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 13.5185 was down 4.38% compared to the 2019 peak of 14.1371, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 270,371 PHP

2019 Average 269,798 PHP

Yearly Trough Low 238,408 PHP

Transaction Impact: A difference of 31,962.77 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

13.4048

11.9930

JanuMarcMayJulySeptNove

PLN to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.6532, compared to 12.8296 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1764 points.

H1 Avg (Jan–Jun) 12.6532

H2 Avg (Jul–Dec) 12.8296

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.3905 PHP (High: 13.3109 / Low: 11.9204). On the other end, August was the most stable month, with a tight range of 0.2516 PHP (High: 13.2475 / Low: 12.9958).

March Spread (Volatile) ±1.3905

August Spread (Stable) ±0.2516

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.6001 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.6001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 13.2872) against the same month in 2019 (average: 13.9585), the exchange rate shifted by -0.6713 (-4.81%).

2020 Avg (January) 13.2872

2019 Avg (January) 13.9585

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.5185	13.0691	13.2872
February	13.1705	12.7861	12.9594
March	13.3109	11.9204	12.7107
April	12.2927	11.9447	12.1107
May	12.6077	11.9211	12.1788
June	12.8943	12.5218	12.6724
July	13.2336	12.4837	12.7252
August	13.2475	12.9958	13.1046
September	13.2072	12.3223	12.7790
October	12.8764	12.2297	12.5805
November	12.8414	12.2507	12.7142
December	13.2732	12.8946	13.0738