YEARLY HIGH
45.8733 PKR
YEARLY LOW
36.8641 PKR
YEARLY AVERAGE
41.5891 PKR

2020 PLN to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 18, valuing the pair at 45.8733. Conversely, the yearly low was recorded on March 23, dropping to 36.8641.

This high-to-low spread represents a total annual volatility of 9.0092 PKR. From a start-to-finish perspective, comparing the January average rate of 40.4452 to the December average rate of 43.5808, the exchange rate registered a net change of 7.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 45.8733 was up 4.63% compared to the 2019 peak of 43.8430, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 917,465 PKR
2019 Average 782,466 PKR
Yearly Trough Low 737,281 PKR
Transaction Impact: A difference of 180,184.37 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

45.8151
38.0086
JanuMarcMayJulySeptNove

PLN to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 39.8806, compared to 43.2976 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.4170 points.

H1 Avg (Jan–Jun) 39.8806
H2 Avg (Jul–Dec) 43.2976

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 4.5974 PKR (High: 41.4614 / Low: 36.8641). On the other end, February was the most stable month, with a tight range of 1.1483 PKR (High: 40.0009 / Low: 38.8526).

March Spread (Volatile) ±4.5974
February Spread (Stable) ±1.1483

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 1.4847 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -1.4847

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 45.1646) against the same month in 2019 (average: 40.7770), the exchange rate shifted by +4.3876 (+10.76%).

2020 Avg (August) 45.1646
2019 Avg (August) 40.7770

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 41.0372 39.6898 40.4452
February 40.0009 38.8526 39.3804
March 41.4614 36.8641 39.5125
April 40.5056 37.9475 39.3558
May 40.7403 37.7738 38.6591
June 42.5158 41.1946 41.9307
July 45.0034 42.0390 43.0719
August 45.8733 44.5163 45.1646
September 44.9288 42.2623 43.7282
October 43.4179 40.5531 42.2435
November 42.6593 40.4951 41.9966
December 44.2428 43.0497 43.5808