YEARLY HIGH
20.6197 RUB
YEARLY LOW
16.0081 RUB
YEARLY AVERAGE
18.5764 RUB

2020 PLN to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on December 1, valuing the pair at 20.6197. Conversely, the yearly low was recorded on January 12, dropping to 16.0081.

This high-to-low spread represents a total annual volatility of 4.6116 RUB. From a start-to-finish perspective, comparing the January average rate of 16.1733 to the December average rate of 20.1156, the exchange rate registered a net change of 24.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 20.6197 was up 11.64% compared to the 2019 peak of 18.4696, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 412,394 RUB
2019 Average 337,149 RUB
Yearly Trough Low 320,163 RUB
Transaction Impact: A difference of 92,231.11 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

20.6587
15.7656
JanuMarcMayJulySeptNove

PLN to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 17.3555, compared to 19.7972 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.4418 points.

H1 Avg (Jan–Jun) 17.3555
H2 Avg (Jul–Dec) 19.7972

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.6057 RUB (High: 19.7131 / Low: 17.1075). On the other end, November was the most stable month, with a tight range of 0.4211 RUB (High: 20.4767 / Low: 20.0556).

March Spread (Volatile) ±2.6057
November Spread (Stable) ±0.4211

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.6693 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.6693

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 20.1156) against the same month in 2019 (average: 16.3495), the exchange rate shifted by +3.7660 (+23.03%).

2020 Avg (December) 20.1156
2019 Avg (December) 16.3495

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 16.5186 16.0081 16.1733
February 16.9822 16.0943 16.3723
March 19.7131 17.1075 18.5840
April 18.7427 17.4870 17.9147
May 18.1053 17.2365 17.5398
June 17.9856 17.3842 17.5487
July 19.8477 17.7488 18.4235
August 20.2877 19.4683 19.8457
September 20.4761 19.7645 20.0273
October 20.4980 19.7280 20.1206
November 20.4767 20.0556 20.2509
December 20.6197 19.8753 20.1156