2020 PLN to SAR Historical Review

YEARLY HIGH

1.0366 SAR

YEARLY LOW

0.8768 SAR

YEARLY AVERAGE

0.9644 SAR

2020 PLN to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 1.0366. Conversely, the yearly low was recorded on March 19, dropping to 0.8768.

This high-to-low spread represents a total annual volatility of 0.1598 SAR. From a start-to-finish perspective, comparing the January average rate of 0.9806 to the December average rate of 1.0201, the exchange rate registered a net change of 4.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.0366 was up 2.86% compared to the 2019 peak of 1.0078, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 20,732 SAR

2019 Average 19,547 SAR

Yearly Trough Low 17,535 SAR

Transaction Impact: A difference of 3,196.48 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.0322

0.8868

JanuMarcMayJulySeptNove

PLN to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9383, compared to 0.9905 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0523 points.

H1 Avg (Jan–Jun) 0.9383

H2 Avg (Jul–Dec) 0.9905

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1131 SAR (High: 0.9899 / Low: 0.8768). On the other end, August was the most stable month, with a tight range of 0.0248 SAR (High: 1.0236 / Low: 0.9988).

March Spread (Volatile) ±0.1131

August Spread (Stable) ±0.0248

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0386 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0386

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.0201) against the same month in 2019 (average: 0.9757), the exchange rate shifted by +0.0443 (+4.54%).

2020 Avg (December) 1.0201

2019 Avg (December) 0.9757

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9924	0.9637	0.9806
February	0.9719	0.9448	0.9569
March	0.9899	0.8768	0.9375
April	0.9134	0.8859	0.8989
May	0.9395	0.8897	0.9056
June	0.9633	0.9381	0.9501
July	1.0099	0.9431	0.9661
August	1.0236	0.9988	1.0077
September	1.0190	0.9545	0.9879
October	0.9942	0.9469	0.9729
November	1.0009	0.9465	0.9885
December	1.0366	1.0073	1.0201