YEARLY HIGH
160.3445 SOS
YEARLY LOW
135.1073 SOS
YEARLY AVERAGE
149.3070 SOS

2020 PLN to SOS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to SOS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 160.3445. Conversely, the yearly low was recorded on March 23, dropping to 135.1073.

This high-to-low spread represents a total annual volatility of 25.2372 SOS. From a start-to-finish perspective, comparing the January average rate of 151.6878 to the December average rate of 157.9672, the exchange rate registered a net change of 4.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 160.3445 was up 2.59% compared to the 2019 peak of 156.2980, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 3,206,890 SOS
2019 Average 3,021,900 SOS
Yearly Trough Low 2,702,147 SOS
Transaction Impact: A difference of 504,743.85 SOS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

159.8833
136.8898
JanuMarcMayJulySeptNove

PLN to SOS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 145.2578, compared to 153.3562 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 8.0984 points.

H1 Avg (Jan–Jun) 145.2578
H2 Avg (Jul–Dec) 153.3562

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 18.5953 SOS (High: 153.7027 / Low: 135.1073). On the other end, August was the most stable month, with a tight range of 3.4030 SOS (High: 157.4780 / Low: 154.0750).

March Spread (Volatile) ±18.5953
August Spread (Stable) ±3.4030

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 6.5952 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -6.5952

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 157.9672) against the same month in 2019 (average: 150.8335), the exchange rate shifted by +7.1337 (+4.73%).

2020 Avg (December) 157.9672
2019 Avg (December) 150.8335

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 153.5776 149.2714 151.6878
February 151.3078 145.9377 148.6177
March 153.7027 135.1073 145.4012
April 140.7615 136.8080 138.8059
May 145.0487 137.5501 139.9510
June 149.0246 145.1127 147.0833
July 156.3953 145.8966 149.5730
August 157.4780 154.0750 155.7084
September 157.1036 147.4718 153.0018
October 154.2797 146.4874 150.7219
November 155.5642 146.5388 153.1651
December 160.3445 155.9120 157.9672