2020 PLN to STD Historical Review

YEARLY HIGH

5816.1521 STD

YEARLY LOW

5160.0974 STD

YEARLY AVERAGE

5526.1231 STD

2020 PLN to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 8, valuing the pair at 5816.1521. Conversely, the yearly low was recorded on March 19, dropping to 5160.0974.

This high-to-low spread represents a total annual volatility of 656.0547 STD. From a start-to-finish perspective, comparing the January average rate of 5635.7382 to the December average rate of 5621.3944, the exchange rate registered a net change of -0.25% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 5816.1521 was up 0.71% compared to the 2019 peak of 5775.1853, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 116,323,041 STD

2019 Average 111,058,019 STD

Yearly Trough Low 103,201,948 STD

Transaction Impact: A difference of 13,121,093.20 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5712.7276

5232.3211

JanuMarcMayJulySeptNove

PLN to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5486.0746, compared to 5566.1717 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 80.0971 points.

H1 Avg (Jan–Jun) 5486.0746

H2 Avg (Jul–Dec) 5566.1717

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 656.0547 STD (High: 5816.1521 / Low: 5160.0974). On the other end, February was the most stable month, with a tight range of 121.8096 STD (High: 5670.6841 / Low: 5548.8745).

March Spread (Volatile) ±656.0547

February Spread (Stable) ±121.8096

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 246.0590 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -246.0590

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 5518.4140) against the same month in 2019 (average: 5532.6965), the exchange rate shifted by -14.2825 (-0.26%).

2020 Avg (March) 5518.4140

2019 Avg (March) 5532.6965

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	5704.2190	5538.1321	5635.7382
February	5670.6841	5548.8745	5596.0539
March	5816.1521	5160.0974	5518.4140
April	5357.5494	5191.7571	5272.3550
May	5517.2087	5222.2306	5315.2648
June	5661.3156	5501.2345	5578.6217
July	5807.9490	5511.0771	5613.3529
August	5744.3080	5602.7585	5672.6938
September	5697.9372	5352.7809	5521.6634
October	5573.9380	5281.5952	5445.3866
November	5577.7071	5310.4124	5522.5389
December	5732.8517	5474.2584	5621.3944