2024 PLN to TOP Historical Review

YEARLY HIGH

0.6184 TOP

YEARLY LOW

0.5059 TOP

YEARLY AVERAGE

0.5951 TOP

2024 PLN to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the PLN to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 0.6184. Conversely, the yearly low was recorded on January 1, dropping to 0.5059.

This high-to-low spread represents a total annual volatility of 0.1126 TOP. From a start-to-finish perspective, comparing the January average rate of 0.5864 to the December average rate of 0.5873, the exchange rate registered a net change of 0.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.6184 was up 2.64% compared to the 2023 peak of 0.6025, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 12,368 TOP

2023 Average 11,269 TOP

Yearly Trough Low 10,117 TOP

Transaction Impact: A difference of 2,251.41 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.6114

0.5841

JanuMarcMayJulySeptNove

PLN to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5924, compared to 0.5978 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0054 points.

H1 Avg (Jan–Jun) 0.5924

H2 Avg (Jul–Dec) 0.5978

Volatility Range Comparison

Volatility

The most volatile month in 2024 was January, with a trading range of 0.0883 TOP (High: 0.5941 / Low: 0.5059). On the other end, March was the most stable month, with a tight range of 0.0114 TOP (High: 0.6036 / Low: 0.5921).

January Spread (Volatile) ±0.0883

March Spread (Stable) ±0.0114

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0127 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0127

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2024: 0.6075) against the same month in 2023 (average: 0.5819), the exchange rate shifted by +0.0256 (+4.39%).

2024 Avg (August) 0.6075

2023 Avg (August) 0.5819

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5941	0.5059	0.5864
February	0.5963	0.5838	0.5910
March	0.6036	0.5921	0.5977
April	0.6054	0.5814	0.5940
May	0.6051	0.5908	0.5979
June	0.6028	0.5757	0.5875
July	0.6059	0.5874	0.5999
August	0.6184	0.5967	0.6075
September	0.6146	0.6022	0.6091
October	0.6021	0.5893	0.5963
November	0.5974	0.5756	0.5865
December	0.5942	0.5793	0.5873