YEARLY HIGH
0.2763 USD
YEARLY LOW
0.2331 USD
YEARLY AVERAGE
0.2570 USD

2020 PLN to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 0.2763. Conversely, the yearly low was recorded on March 19, dropping to 0.2331.

This high-to-low spread represents a total annual volatility of 0.0432 USD. From a start-to-finish perspective, comparing the January average rate of 0.2614 to the December average rate of 0.2719, the exchange rate registered a net change of 4.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2763 was up 2.87% compared to the 2019 peak of 0.2686, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 5,526 USD
2019 Average 5,212 USD
Yearly Trough Low 4,662 USD
Transaction Impact: A difference of 863.30 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2752
0.2358
JanuMarcMayJulySeptNove

PLN to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2499, compared to 0.2641 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0142 points.

H1 Avg (Jan–Jun) 0.2499
H2 Avg (Jul–Dec) 0.2641

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0306 USD (High: 0.2637 / Low: 0.2331). On the other end, August was the most stable month, with a tight range of 0.0066 USD (High: 0.2729 / Low: 0.2663).

March Spread (Volatile) ±0.0306
August Spread (Stable) ±0.0066

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0106 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0106

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.2719) against the same month in 2019 (average: 0.2601), the exchange rate shifted by +0.0118 (+4.52%).

2020 Avg (December) 0.2719
2019 Avg (December) 0.2601

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2646 0.2569 0.2614
February 0.2591 0.2519 0.2551
March 0.2637 0.2331 0.2497
April 0.2430 0.2354 0.2391
May 0.2502 0.2368 0.2410
June 0.2567 0.2500 0.2532
July 0.2692 0.2514 0.2576
August 0.2729 0.2663 0.2687
September 0.2717 0.2545 0.2634
October 0.2650 0.2525 0.2594
November 0.2669 0.2524 0.2636
December 0.2763 0.2685 0.2719